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Coterie is an exclusive, invite-only financial platform that empowers communities through collaborative savings, credit-building tools, and financial education. By joining Coterie, you become part of a trusted community where members support each other to achieve financial goals.

Here’s how it works:

• Join or Create a Community
  Receive an invite to join a community focused on financial empowerment, or create your own community.
  
  
• Customize Your Community
  Add and customize features such as savings groups, credit-building tools, and financial resources to meet your community’s needs.
  
  
• Collaborate and Grow
  Work together with your community members to achieve financial goals and improve your financial well-being.

vings Rooms are community-driven savings groups within Coterie that help members pool resources and achieve financial goals together. Here’s how they work:

1. Join a Community: Receive an invite to join the exclusive Coterie community.
   
   
2. Enter a Savings Room: Within the community, members can join different Savings Rooms based on their financial goals, such as reducing debt, saving for a major purchase, or building an emergency fund.
   
   
3. Regular Contributions: Members commit to making regular contributions to the Savings Room. These contributions are pooled together to create a larger fund.
   
   
4. Collective Support: The pooled resources provide financial support to members, helping them meet their goals faster. Members can access funds based on agreed-upon rules and schedules.
   
   
5. Transparent Tracking: All contributions and distributions are tracked transparently, ensuring trust and accountability within the group.
   
   
6. Achieve Goals: By working together, members can reduce high-interest rates, build credit, and achieve their financial goals more efficiently.

Savings Rooms leverage the power of community to provide financial support, promote disciplined savings habits, and offer a collaborative approach to financial empowerment.

Coterie partners with Equifax to help improve your credit score through community-driven financial behavior and transparent reporting. Here’s how it works:

1. Collaborative Savings: By participating in Savings Rooms, you build a consistent savings habit. Regular contributions and disciplined financial behavior positively impact your creditworthiness.

2. Credit-Building Tools: Coterie provides personalized credit improvement plans tailored to your financial situation. These tools offer actionable tips and strategies to help you manage your credit effectively.

3. Timely Payments: Making timely contributions to your Savings Room is crucial. These payments are tracked and shared with Equifax, demonstrating financial responsibility.

4. Transparent Reporting: Coterie reports your financial activities within the platform to Equifax. This includes your savings contributions, and other relevant financial behaviors that can positively influence your credit score.

5. Community Support: Being part of a supportive community encourages you to stay on track with your financial goals. Members can offer advice, share experiences, and provide motivation to maintain good credit habits.

By leveraging our partnership with Equifax, Coterie ensures that your positive financial behaviors are reflected in your credit report. It’s essential to make payments on time and maintain financial integrity to see the best results. This collaborative approach helps you build a solid credit history and achieve a better credit score.